A Long Term Thing On a Thursday night in early December, 2015, Sue Marticek was having a drink with her friend Patricia Donaghue, and decompressing from a long work week. Marticek was just back from a trip to Washington DC where she? d met with FEMA representatives. As the Executive Director of the Ocean County Long Term Recovery Group, she was trying to make the case for 307 local residents who lost their homes in Sandy to get additional insurance claim money, ? basically trying to get homeowners the money they should have been paid rightfully from their contract (federal flood insurance) 3 years ago. ? Marticek said underpayments on people? s federal flood insurance claims are the number one reason the J ersey Shore is not further along in its recovery. She said while an appeal process allowed some homeowners to get more money from FEMA, not everyone was successful. An estimated 15,000 people were still displaced because of Superstorm Sandy as of February 2015, according to some accounts. Marticek said 2016 is going to be a kind of tipping point for families still trying to build their homes back after Superstorm Sandy because the federal allocated dollars for relief are almost gone. She said some of her clients, still waiting for federal recovery funds, will be left holding the bag, ? these homeowners have to pay for mortgage, taxes, the insurance on a home, maybe the water bill on a home they aren? t living in. ? Marticek is worried that people? s houses will be foreclosed on. Sue Marticek and Patricia Donaghue sip on cocktails, and share details from the week. They refer to these Thursday meetups as ? therapy. ? Sue Marticek said 3 years post Sandy, the small group of local recovery workers, like she and Patricia, are tight knit, ? it? s like having a foxhole buddy, " said Marticek, referencing both the comraderie of recovery work, but also the PTSD. While Sue had a career with FEMA before Sandy, Patricia was new to disaster relief. She was asked by an acquaintance to take over a food shelf, The Peoples Pantry, a resource center created in response to Sandy that has grown since the storm. ?We are clocking 1,500 to 1,800 families a month, ? said Donaghue, ? which translates to between five and eight thousand people a month, ? she said. Patricia Donaghue said Superstorm Sandy exposed a lot of existing societal issues along the J ersey Shore, like affordable food access, that people were already dealing with. She said families have gone into debt using what money they have to cover mortgages, repairs, and home elevations. Donaghue said property taxes have also gone up significantly in Ocean County in the past five years, in part because of Sandy, although home foreclosures and Atlantic City? s economic collapse also played a role. She said all of this has caused a lot of hardship for locals, ? we? re seeing solid middle class homeowners losing everything because they can? t afford to stay in their homes anymore. ? Donaghue said a lot of people who wind up at her food pantry don? t qualify for food stamps, because their incomes are too high, yet they can? t make ends meet. Keeping Up With The Most Vulnerable 61 year old Otha Pratt is one of those local residents who struggled before Superstorm Sandy. Afterwards, things only got worse. Pratt works part time with a local non-profit, Haven/Beat the Street Inc. and his wife works part time for the county. Pratt said their combined incomes are too high to qualify for welfare, but too low to survive on the J ersey Shore. ? I can? t even get food stamps, ? said Pratt, ? the cost of living is through the roof. ? Pratt, originally from the Bronx, has battled homelessness and unemployment in the past. He said as he gets up in age, his job prospects are limited, and he? s