法律に準拠した本人確認システムを0から作った話 〜家計簿プリカB/43でのeKYC開発実例〜

builderscon 2024

Transcript

1. ๏཯ʹ४ڌͨ͠ຊਓ֬ೝγεςϜΛ͔Β࡞ͬͨ࿩
   ʙՈܭ฽ϓϦΧ#ͰͷF,:$։ൃ࣮ྫʙ 
2. c
   1SPGJMF ࡾ୩
   ণฏ
   c
   !TIPIFJ גࣜձࣾεϚʔτόϯΫ
   &.݉αʔόʔαΠυΤϯδχΞ
   લ৬͸ϑϦϚαΠτͷߪೖը໘Λ୲౰ͨ͠Γɺε ϚʔτόϯΫͰ͸7*4"ΧʔυͷܾࡁγεςϜ΍ೖ ۚػೳΛଟ਺୲౰ͨ͠Γͱɺܾࡁ·ΘΓ͕ಘҙ
   
   
   
   
   
   ,BJHJ
   PO
   3BJMT
   
   
   
   εϐʔΧʔ
   
   
   
   
   
   :"1$)JSPTIJNB
   
   ϕεττʔΫ৆ ⛳
   εϚʔτόϯΫ
   ΰϧϑ෦
   ෦௕
3. X
4.  #ͷຊਓ֬ೝʢF,:$ʣ w ຊਓ֬ೝΛ͢Δ͜ͱͰɺར༻Ͱ͖Δػೳ͕૿͑Δ
   w ޱ࠲࢒ߴ্ݶ
   ສ
   ˠ
   ສ
   w ޱ࠲࢒ߴ͕ग़ۚՄೳʹͳΔ
   w ࢿܾۚࡁ๏ʹج͖ͮ࢒ߴ͕શֹอূʹͳΔ
   w &UDʜ
   w αʔϏεϦϦʔε౰ॳ͸ඞਢɻࠓ೥ͷ݄͔Β೚ҙ
5.  w ͳͥຊਓ֬ೝγεςϜ͕ඞཁͩͬͨͷ͔ʁ
   w ֎෦ϕϯμʔ΋͋ΔதͰࣗલߏஙΛબ୒ͨ͠ཧ༝
   w ຊਓ֬ೝγεςϜʹٻΊΒΕΔཁ݅
   w ຊਓ֬ೝγεςϜͷΞʔΩςΫνϟͱͦͷத਎
   w ຊਓ֬ೝۀ຿ʹ͓͚Δ޻෉ ࠓ೔͓࿩͢͠Δ͜ͱ γεςϜͱۀ຿͸͔ͳΓΦʔϓϯʹ஻ΔͷͰ͝ظ଴Λʜ
6. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷҙؾࠐΈ w ࡞ͬͨਓ͔͠஌Βͳ͍ຊਓ֬ೝγεςϜͷத਎ʹ͍ͭͯ੺དʑʹ࿩ ͦ͏ͱࢥ͍·͢
   w ެ։0,ͳ࿩Λ஻Γ·͕͢ɺҰ෦த਎͕Ұਓา͖͠ͳ͍Α͏ʹࣸਅ /(ͷͱ͜ΖʹɹɹɹΛࡌͤΔͷͰ͝ڠྗ͓ئ͍͠·͢🙏
7.  ͳͥຊਓ֬ೝγεςϜ͕ඞཁͩͬͨͷ͔ʁ
8.  ੈͷதͰຊਓ֬ೝ͕ٻΊΒΕΔཧ༝ ൜ࡑऩӹҠస๷ࢭ๏ ۚ༥ػؔʢۜߦɾ৴༻ۚݿʣ΍ࢿۚҠಈۀऀͳͲͷಛఆࣄۀऀ͕ϚωʔɾϩϯμϦϯά ͓Αͼςϩࢿۚڙ༩Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ ܞଳి࿩
   ෆਖ਼ར༻๷ࢭ๏ ௨৴ࣄۀऀʹΑΔܖ໿ऀͷ؅ཧମ੍ͷ੔උͷଅਐΛ໨తͱ͠ɺܖ໿࣌ͷຊਓ֬ೝͳͲͷ ܞଳి࿩ͷෆਖ਼ར༻Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ ݹ෺Ӧۀ๏ ݹ෺ࢢ৔Ͱͷ઄౪඼ͷྲྀ௨Λ๷ࢭ͢ΔͨΊɺҰఆֹۚҎ্ͷऔҾʹ͓͍ͯຊਓ֬ೝͷٛ ຿͕ੜ͡Δ͜ͱΛنఆ αʔϏε඼࣭޲্ ๏཯Ͱͷن੍͸ͳ͍͕ɺαʔϏεͷ඼࣭ΛߴΊΔͨΊʹࣗओతʹߦͳ͍ͬͯΔ΋ͷ
9.  ੈͷதͰຊਓ֬ೝ͕ٻΊΒΕΔཧ༝ ൜ࡑऩӹҠస๷ࢭ๏ ۚ༥ػؔʢۜߦɾ৴༻ۚݿʣ΍ࢿۚҠಈۀऀͳͲͷಛఆࣄۀऀ͕ϚωʔɾϩϯμϦϯά ͓Αͼςϩࢿۚڙ༩Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ ܞଳి࿩
   ෆਖ਼ར༻๷ࢭ๏ ௨৴ࣄۀऀʹΑΔܖ໿ऀͷ؅ཧମ੍ͷ੔උͷଅਐΛ໨తͱ͠ɺܖ໿࣌ͷຊਓ֬ೝͳͲͷ ܞଳి࿩ͷෆਖ਼ར༻Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ ݹ෺Ӧۀ๏ ݹ෺ࢢ৔Ͱͷ઄౪඼ͷྲྀ௨Λ๷ࢭ͢ΔͨΊɺҰఆֹۚҎ্ͷऔҾʹ͓͍ͯຊਓ֬ೝͷٛ ຿͕ੜ͡Δ͜ͱΛنఆ αʔϏε඼࣭޲্ ๏཯Ͱͷن੍͸ͳ͍͕ɺαʔϏεͷ඼࣭ΛߴΊΔͨΊʹࣗओతʹߦͳ͍ͬͯΔ΋ͷ
10.  ΋͏গ͠ৄ͘͠ݴ͏ͱ w #͸Ϣʔβʔ͔ΒΧʔυܾࡁʹར༻͢ΔͨΊͷ͓ۚΛҰ࣌తʹ༬͔ΔαʔϏε
    w ೔ຊͰϢʔβʔ͔Β͓ۚΛ༬͔ͬͯαʔϏεఏڙ͢Δʹ͸ࠃ͔Βͷ໔ڐަ෇΍ొ࿥͕ඞཁ
    w ۜߦ๏
    
    ࢿۚҠಈۀऀ
    
    લ෷ࣜࢧ෷खஈ
    
    FUDʜ
    w εϚʔτόϯΫ͸ࢿۚҠಈۀऀͱલ෷ࣜࢧ෷खஈͷۀऀͱͯ͠ొ࿥͞Ε͍ͯΔ
    w ൜ࡑऩӹҠస๷ࢭ๏ͷର৅ͱͳΔಛఆࣄۀऀʹࢿۚҠಈۀऀؚ͕·Ε͓ͯΓٛ຿Խ ൜ࡑऩӹҠస๷ࢭ๏ ۚ༥ػؔʢۜߦɾ৴༻ۚݿʣ΍ࢿۚҠಈۀऀͳͲͷಛఆࣄۀऀ͕ϚωʔɾϩϯμϦϯά ͓Αͼςϩࢿۚڙ༩Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ
11.  ࢿۚҠಈۀऀ લ෷ࣜࢧ෷खஈ w ڞʹࢿܾۚࡁ๏ͱ͍͏๏཯ͷதͰఆΊΒΕ͍ͯΔ΋ͷ
    w ϓϦϖΠυΧʔυ΍঎඼݊ɺ23ίʔυܾࡁͳͲɺۜߦҎ֎ͷऀ͕ Ϣʔβʔ͔ΒऔҾͷͨΊͷ͓ۚΛ༬͔ͬͯαʔϏεఏڙΛ͢ΔͨΊ ʹ͋Δ๏཯ ࢿܾۚࡁ๏
12.  ҙ֎ͱ਎ۙͳࢿۚҠಈۀऀ
13.  w Ϣʔβʔ͔ΒऔҾͷͨΊͷ͓ۚΛ༬͔ΕΔ
    w ༬͔͓ͬͨۚΛΧʔυܾࡁ΍23ίʔυܾࡁɺग़ۚ΍ૹۚͷαʔϏ εʹར༻͢Δ͜ͱ͕Ͱ͖Δ
    w ҰํͰ͓ۚΛ༬͔Δ͕Ώ͑ʹݫ੍͍͠໿΋͋Δ ࢿۚҠಈۀऀ͕ఏڙͰ͖ΔαʔϏε
14.  w ෆਖ਼ϦεΫΛ཈͑ΔͨΊʹຊਓ֬ೝ͕ඞਢ
    w ಉ༷ʹ".-$'5ରࡦΛߦ͏ඞཁ͕͋Δ
    w ձ͕ࣾ౗࢈ͯ͠΋༬͔͓ͬͨۚΛશֹฦۚͰ͖ΔΑ͏ʹڙୗ͕ඞਢ
    w ܾࡁ΍ग़ۚ౳ͷऔҾҎ֎ͷ໨తͰ͓ۚΛ༬͔ͬͯ͸ͳΒͳ͍ ࢿۚҠಈۀऀʹ՝ͤΒΕΔݫ੍͍͠໿
15.  w εϚʔτόϯΫ͸ࢿۚҠಈۀऀͱͯ͠#ͷαʔϏεΛ։࢝ͨ͠
    w ࢿۚҠಈۀऀ͸൜ࡑऩӹҠస๷ࢭ๏ͷಛఆࣄۀऀͱͯ͠ɺຊਓ֬ೝ ͱ".-$'5ରࡦ͕ٛ຿෇͚ΒΕ͍ͯΔ খ·ͱΊ
    
    ͳͥຊਓ֬ೝγεςϜ͕ඞཁͩͬͨͷ͔ʁ ຊਓ֬ೝγεςϜΛߏங͢Δඞཁ͕͋ͬͨ
16.  ͳͥຊਓ֬ೝγεςϜΛࣗલͰߏஙͨ͠ͷ͔ʁ
17.  ֎෦αʔϏεͷར༻ ࣗલͰߏங ͔ ͔ w ෳ਺ͷϕϯμʔ͕࣭ͷߴ͍ຊਓ֬ೝαʔϏεΛఏڙ͍ͯ͠Δ
    w ΞϓϦ༻4%,͔Β৹ࠪπʔϧɺຊਓ֬ೝۀ຿͕ύοέʔδԽ
    w ଞαʔϏεͰ͸ϕϯμʔͷαʔϏεΛ࠾༻͍ͯ͠Δྫ͕ଟ͘ΈΒΕΔ
    w ҰํͰϕϯμʔͷαʔϏε͸8FC7JFXલఏͩͬͨΓɺϑϩʔͷΧελ ϚΠζੑ͕௿͍ #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝
18. Smart, Secure, Mobile Super powered Banking and Living.  ݱۚΛ༻్͝ͱʹା෼͚ͯ͠ 
 ΞφϩάʹՈܭΛ؅ཧ ΫϨΧͷ໌ࡉΛ֬ೝͰ͖ͣ 
 Ҿམ͠·Ͱࢧग़Λ೺ѲͰ͖ͳ͍ ຊਓ֬ೝͰʮ͏ͬʜʯͱͳͬͯ཭୤͞Εͳ͍Α͏ʹ γʔϜϨεͳຊਓ֬ೝମݧΛࣗલͰߏங͢Δ͜ͱΛબ୒ #ͷλʔήοτϢʔβʔʹ͸8FCαʔϏεͷར༻ʹෆ׳Εͳਓ΋ଟ͍
19. Smart, Secure, Mobile Super powered Banking and Living.  ࣗલͰߏங͢Δ͜ͱͷϝϦοτ ᶃ
    ίϯςΩετͷ෼அΛ๷͙ ᶄ
    ౷Ұ͞Εͨίϛϡχέʔγϣϯϧʔϧ αʔϏεͷਃ͠ࠐΈͷ̍εςοϓͱͯ͠දݱ͢Δ 
 ૢ࡞ੑ΍σβΠϯ͔Βϑϩʔͷ෼அΛҙࣝͤ͞ͳ͍ αʔϏεͷίϛϡχέʔγϣϯϧʔϧʹ४ڌ͢Δ 
 ը໘͝ͱͷ৘ใྔΛ཈͑ͯ਌͠Έ΍͍͢දݱΛ
20. Smart, Secure, Mobile Super powered Banking and Living.  lγʔϜϨεͳΦϯϘʔσΟϯάମݧz
    ͷͨΊʹίετΛ͔͚͍ͯ͘ҙࢥܾఆ
21. Smart, Secure, Mobile Super powered Banking and Living.  ϞόΠϧΞϓϦ͚ͩͰͳ͘؅ཧը໘ΛؚΊͨαʔόʔαΠυ΋ࣗલͰߏங w ຊਓ֬ೝͷঝೝϑϩʔͷ࠷దԽ
    
    "NB[PO
    3FLPHOJUJPOͰͷإࣸਅղੳͳͲ 
 ӡ༻ίετͷܰݮ΍ਃ੥಺༰ͷਖ਼౰ੑΛ୲อ͢Δ޻෉
22.  ൜ࡑऩӹҠస๷ࢭ๏ͰٻΊΒΕΔຊਓ֬ೝͷཁ݅
23.  ۚ༥΍௨৴αʔϏεͷܖ໿ͳͲͰͷैདྷͷຊਓ֬ೝ 💁
    ର໘Ͱͷຊਓ֬ೝ
    ࣮ళฮͷ૭ޱͰຊਓ֬ೝॻྨΛఏࣔ 📮
    ༣ૹͰͷຊਓ֬ೝ
    ຊਓ֬ೝॻྨͷఏग़
    
    ༣ศ෺ͷड͚औΓ w ର࿩νϟωϧΛ࣋ͨͳ͍8FCαʔϏε͸༣ૹͰͷຊਓ֬ೝΛ࠾༻
    w ར༻։࢝·Ͱʹ࠷୹Ͱ΋਺೔ͷλΠϜϥά͕ൃੜ͢Δͷ͕՝୊
24.  ൜ࡑऩӹҠస๷ࢭ๏ͷվਖ਼ʢ೥݄ʣ w ΦϯϥΠϯͰ׬݁͢Δඇର໘ܕͷຊਓ֬ೝ͕Մೳʹ
    w #ͷΑ͏ͳϓϦϖΠυΧʔυͷαʔϏε͚ͩͰͳ͘ɺۜߦޱ࠲ ͷ։ઃ΍ΫϨδοτΧʔυͷ৽نਃ͠ࠐΈͳͲɺ෯޿ۚ͘༥αʔϏ εͷརศੑ޲্ʹӨڹ ΦϯϥΠϯͰߦΘΕΔຊਓ֬ೝΛF,:$ͱ͍͍·͢
    F,:$
    
    lFMFDUSPOJD
    ,OPX
    :PVS
    $VTUPNFSz
25.  ൜ࡑऩӹҠస๷ࢭ๏վਖ਼Ͱ௥Ճ͞ΕͨΦϯϥΠϯͰͷຊਓ֬ೝํ๏ ސ٬ ຊਓ֬ೝॻྨͷը૾ૹ৴
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ࣄۀऀ 
    ຊਓ֬ೝॻྨͷը૾
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ސ٬ ຊਓ֬ೝॻྨͷ*$νοϓ৘ใૹ৴
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ࣄۀऀ 
    *$νοϓ৘ใ
    
    ސ٬ͷ༰๴ͷը૾ૹ৴ ސ٬ ຊਓ֬ೝॻྨͷը૾ຢ͸
    *$νοϓ৘ใૹ৴ ۜߦ౳ 
    ۜߦ౳΁ͷরձ ࣄۀऀ ސ٬৘ใরձ ˞
    Πϯλʔωοτ্ͷϏσΦ௨࿩ػೳΛར༻ͨ͠ํ๏΋Մ ଞʹ΋ϚΠφϯόʔΧʔυͷॺ໊༻ిࢠূ໌ॻΛ࢖͏ํ๏ͱ͔ز͔ͭ͋Γ·͢ ΋͏গ͠ৄ͍͠ࢿྉΛݟ͍ͨਓ͸ͪ͜Β
    IUUQTXXXGTBHPKQDPNNPOMBXHVJEFLBLVOJORBQEG
26.  ސ٬ ຊਓ֬ೝॻྨͷը૾ૹ৴
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ࣄۀऀ 
    ຊਓ֬ೝॻྨͷը૾
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ސ٬ ຊਓ֬ೝॻྨͷ*$νοϓ৘ใૹ৴
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ࣄۀऀ 
    *$νοϓ৘ใ
    
    ސ٬ͷ༰๴ͷը૾ૹ৴ ސ٬ ຊਓ֬ೝॻྨͷը૾ຢ͸
    *$νοϓ৘ใૹ৴ ۜߦ౳ 
    ۜߦ౳΁ͷরձ ࣄۀऀ ސ٬৘ใরձ ˞
    Πϯλʔωοτ্ͷϏσΦ௨࿩ػೳΛར༻ͨ͠ํ๏΋Մ ଞʹ΋ϚΠφϯόʔΧʔυͷॺ໊༻ిࢠূ໌ॻΛ࢖͏ํ๏ͱ͔ز͔ͭ͋Γ·͢ ΋͏গ͠ৄ͍͠ࢿྉΛݟ͍ͨਓ͸ͪ͜Β
    IUUQTXXXGTBHPKQDPNNPOMBXHVJEFLBLVOJORBQEG ൜ࡑऩӹҠస๷ࢭ๏վਖ਼Ͱ௥Ճ͞ΕͨΦϯϥΠϯͰͷຊਓ֬ೝํ๏
27.  w ۩ମํ๏͸ʮ൜ࡑʹΑΔऩӹͷҠస๷ࢭʹؔ͢Δ๏཯ࢪߦنଇ
    ̒৚߲̍̍߸ϗʯʹهࡌ
    w ސ٬ຊਓຢ͸ͦͷ୅දऀʹࣄۀऀͷΞϓϦΛ࢖༻ͯ͠ࡱӨͤͨ͞
    w ຊਓͷ༰๴ͱຊਓ֬ೝॻྨʹషΓ෇͚ΒΕͨࣸਅͱ
    w ຊਓ֬ೝॻྨͷਅآΛ͔֬ΊΔͨΊͷްΈͦͷଞಛ௃ΛࡱӨͨࣸ͠ਅͰ
    w ຊਓΛ֬ೝ͢Δํ๏ ๏཯ͷจষ͸ಡΈʹ͍͘ͷͰҙ༁ͯ͠·͢ ސ٬ ຊਓ֬ೝॻྨͷը૾ૹ৴
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ࣄۀऀ 
    ຊਓ֬ೝॻྨͷը૾
    
    ຊਓͷ༰๴ͷը૾ૹ৴ ˞
    Πϯλʔωοτ্ͷϏσΦ௨࿩ػೳΛར༻ͨ͠ํ๏΋Մ ൜ࡑऩӹҠస๷ࢭ๏վਖ਼Ͱ௥Ճ͞ΕͨΦϯϥΠϯͰͷຊਓ֬ೝํ๏
28.  ۩ମతʹ๏཯ͰٻΊΒΕΔ͜ͱᶃ w ސ٬ຊਓຢ͸ͦͷ୅දऀʹࣄۀऀͷ ΞϓϦΛ࢖༻ͯ͠ࡱӨͤ͞Δ
    w ࡱӨࡁΈͷࣸਅͰ͸ͳ͘ɺΞϓϦ ಺ͰࡱӨΛٻΊΔ
    w ࠨӈ্Լͷ͏ͪϥϯμϜʹࢦࣔग़ ͠Λͯ͠ϩϘοτͰ͸ͳ͘ɺຊਓ ͕ࡱӨ͍ͯ͠Δ͜ͱΛ୲อ
29.  ۩ମతʹ๏཯ͰٻΊΒΕΔ͜ͱᶄ w ຊਓͷ༰๴ͱຊਓ֬ೝॻྨʹషΓ෇ ͚ΒΕͨࣸਅΛࡱӨͯ͠΋Β͏
    w ࣸਅ෇͖ͷຊਓ֬ೝॻྨΛࡱӨ
    w ӡస໔ڐূɺϚΠφϯόʔΧʔ υɺࡏཹΧʔυಛผӬॅऀূ໌ ॻɺύεϙʔτʢd೥݄ൃߦ෼·Ͱʣ
    w ΞϓϦ಺Ͱਖ਼໘ࣸਅΛࡱӨ
30.  ۩ମతʹ๏཯ͰٻΊΒΕΔ͜ͱᶅ w ຊਓ֬ೝॻྨͷਅآΛ͔֬ΊΔͨΊ ͷްΈͦͷଞಛ௃ΛࡱӨͯ͠΋Β͏
    w ຊਓ֬ೝॻྨʹԠͯ͡ɺද໘ɾཪ ໘ΛࡱӨ
    w ࣼΊ͔ΒࣸਅΛࡱͬͯ΋Β͏͜ͱ ͰްΈΛࡱӨ
31.  ࡉ͔͍ཁ݅ʹ͍ͭͯ·ͱΊͨ2"΋ެ։͞Ε͍ͯΔ IUUQTXXXGTBHPKQDPNNPOMBXHVJEFLBLVOJORBIUNM
32.  w ೥݄ͷ൜ࡑऩӹҠస๷ࢭ๏ͷ๏վਖ਼ͰΦϯϥΠϯͰͷຊਓ֬ೝ͕ Ͱ͖ΔΑ͏ʹͳͬͨ
    w ຊਓ֬ೝͷ۩ମతͳख๏͕๏཯ͰఆΊΒΕ͓ͯΓɺࡉ͔ͳ࢓༷ʹ͍ͭͯͷ 2"΋ެ։͞Ε͍ͯΔ
    w ޙ͸๏཯ͱ2"ʹج͍ͮͯɺຊਓ֬ೝͷγεςϜΛߏங͢Ε͹ྑ͍͚ͩʂ খ·ͱΊ
    
    ൜ࡑऩӹҠస๷ࢭ๏ͰٻΊΒΕΔຊਓ֬ೝͷཁ݅ ͱ͸ݴ͑ΨΠυϥΠϯΛ࣮ࡍͷ࢓༷ʹམͱ͠ࠐΉ ͷ͸ͳ͔ͳ͔ࠎ͕ંΕΔ࡞ۀʜ
33.  ຊਓ֬ೝγεςϜͷΞʔΩςΫνϟ
34.  ຊਓ֬ೝγεςϜͷΞʔΩςΫνϟ #
    ΞϓϦ 4 424 "VSPSB 3FLPHOJUJPO DPSFBQJ BNMBQJ BENJOXFC ൓ࣾձత੎ྗ%# ຊਓ֬ೝ৘ใͷอଘ ϋΠϦεΫϢʔβʔ ͷݕࡧ ຊਓ֬ೝۀ຿ͷ࣮ࢪ ☑ ☑ ☑ ☑ ຊਓ֬ೝͷઆ໌ʹߜΔͨΊࡉ෦͸লུ͍ͯ͠·͢ɻશମ૾͸ͪ͜Β͔Β
    IUUQTTNBSUCBOLDPKQSFDSVJUFOHJOFFSTVNNBSZ ཁ஫ҙਓ෺%# $4
    
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35. ཁ஫ҙਓ෺%#  #
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36. Smart, Secure, Mobile Super powered Banking and Living.  ࢯ໊
    
    ॅॴͷೖྗ إࣸਅͷࡱӨ ຊਓ֬ೝॻྨͷࡱӨ #
    ΞϓϦʢJ04
    
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37. Smart, Secure, Mobile Super powered Banking and Living.  7JTJPOGSBNFXPSL
    ͷۣܗݕग़ػೳΛ׆༻
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38. Smart, Secure, Mobile Super powered Banking and Living.  7JTJPOGSBNFXPSL
    
    .-
    ,JUΛ׆༻ͨࣗ͠ಈࡱӨΛ࣮૷ ⁞ Ωϟϓνϟը૾ͷऔಘ   7JTJPOGSBNFXPSL
    
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39. Smart, Secure, Mobile Super powered Banking and Living.  7JTJPOGSBNFXPSL
    
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    🔍 ຊਓ֬ೝͱͯ͠ෆద੾ͳը૾ʹ ࡱӨ৚͕݅؇͗͢Δͱʜ Ϣʔβʔͷେ͖ͳ཭୤ϙΠϯτʹ ࡱӨ৚͕݅ݫ͗͢͠Δͱʜ   7JTJPOGSBNFXPSL
    
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40. Smart, Secure, Mobile Super powered Banking and Living. 
    ྫ
    
    ຊਓ֬ೝॻྨͷްΈʢࣼΊʣ ɾ࠷େ෯͕ΨΠυ࿮ʹର͠
    
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41. Smart, Secure, Mobile Super powered Banking and Living. 
    ྫ
    
    ࠨ޲͖ͷإࣸਅ ɾإͷԣ෯͕ΨΠυ࿮ʹର͠
    
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42.  #
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    ֎෦ҕୗ ☑ ☑ ☑ ☑ ຊਓ֬ೝͷઆ໌ʹߜΔͨΊࡉ෦͸লུ͍ͯ͠·͢ɻશମ૾͸ͪ͜Β͔Β
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43.  #
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    ΞϓϦ DPSFBQJ ຊਓ֬ೝ৘ใͷอଘ ⁞
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45. ཁ஫ҙਓ෺%#  #
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46. ཁ஫ҙਓ෺%#  #
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47.  "NB[PO
    3FLPHOJUJPO w ࣄલʹτϨʔχϯά͞ΕͨػցֶशϞσϧΛ࢖༻ͯ͠ը૾ೝࣝ΍ಈը ෼ੳ͕Ͱ͖ΔαʔϏε
    w ຊਓ֬ೝʹదͨ͠ػೳΛఏڙ͍ͯ͠Δ
    w إͷྨࣅੑ൑அ
    
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48.  TJNJMBSJUZ
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49.  "NB[PO
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50.  #
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51.  ཁ஫ҙਓ෺ɾ൓ࣾձ੎ྗ%# w ֤ࠃ੓෎͕ެ։͍ͯ͠Δ֎ࠃ1&1T΍ ֎ަ׭ɺࢿ࢈ౚ݁ऀͳͲཁ஫ҙਓ෺Λ ΫϩʔϦϯά౳ͯࣗࣾ͠%#ʹอଘ
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54.  ৹ࠪํ๏ w શͯͷਃ੥Λ໨ࢹͰ֬ೝ͠ɺखಈͰ৹ࠪΛߦͳ͍ͬͯΔ
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55.  ৹ࠪը໘
56.  ৹ࠪը໘ 3FLPHOJUJPOͷ ࣮ߦ݁Ռ ϋΠϦεΫϢʔβʔ ͷݕࡧ݁Ռ
57.  ຊਓ֬ೝۀ຿ͷମ੍
58.  ຊਓ֬ೝۀ຿Λߦ͏ମ੍ͱ໾ׂ෼୲ ਖ਼ࣾһ
    ਺໊ ελοϑ
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59.  ຊਓ֬ೝۀ຿Λߦ͏ମ੍ͱ໾ׂ෼୲ ਖ਼ࣾһ
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60.  ຊਓ֬ೝۀ຿Λߦ͏ମ੍ͱ໾ׂ෼୲ ਖ਼ࣾһ
    ਺໊ ελοϑ
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61.  ຊਓ֬ೝۀ຿Λߦ͏ମ੍ͱ໾ׂ෼୲ ਖ਼ࣾһ
    ਺໊ ελοϑ
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    ෆਖ਼ϦεΫ͕ߴ͍΋ͷ
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62. ৹ࠪۀ຿ͷ಺༰
63.  ৹ࠪۀ຿ͷ಺༰
64.  ৹ࠪ࣌ͷνΣοΫϙΠϯτྫ
    
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65.  ৹ࠪ࣌ͷνΣοΫϙΠϯτʹ͍ͭͯ w ๏཯ʹنఆ͞Ε͍ͯΔ಺༰͔Βɺ֬ೝ͕ٻΊΒΕΔ಺༰ Λચ͍ग़ͯ͠νΣοΫϙΠϯτͱͯ͠ઃఆ
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66. ۀ຿ޮ཰ԽͷͨΊͷ։ൃ
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68.  ۀ຿͕ߦ͍΍͍͢Α͏ʹը໘σβΠϯ͸Կ౓͔ϒϥογϡΞοϓ #FGPSF "GUFS ը૾ͷαΠζΛେ͖ͯ͘͠ࢹೝੑΛߴ ΊͨΓ
69.  ӡ༻޲͚ػೳ
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70.  ӡ༻޲͚ػೳ
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71.  ը໘ͷҰ൪্͔Β΍ΔͶʂ ๭$&0 ๭Ϛʔέλʔ ࣗ෼͸࠷ޙͷϖʔδͷҰ൪Լ͔Β΍Δʂ ࣗ෼ ͡Ό͋ਅΜத΍Γ·͢ʂʢਅΜதͱ͸ʣ ഁ୼ʂʂ ӡ༻޲͚ػೳ
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72.  ӡ༻޲͚ػೳ
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73. ·ͱΊ
74.  w ͳͥຊਓ֬ೝγεςϜ͕ඞཁͩͬͨͷ͔ʁɹ ▶︎ ɹࢿۚҠಈۀऀͱͯٛ͠຿Խ͞Ε͍ͯͨͨΊ
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    w ຊਓ֬ೝγεςϜʹٻΊΒΕΔཁ݅ɹ ▶︎ ɹ൜ࡑऩӹҠస๏ͷվਖ਼಺༰ͱ۩ମཁ݅Λઆ໌
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75.  ຊਓ֬ೝγεςϜΛࣗલͰߏஙͯ͠Έͯ w ຊਓ֬ೝʹඞཁͳཁ݅͸๏཯΍ΨΠυϥΠϯͰنఆ͞Ε͓ͯΓɺࣗલߏஙʹඞཁͳ ٕज़͸ϥΠϒϥϦ΍"84αʔϏεΛར༻ͯ͠ɺ௿ίετͰߏஙͰ͖ͨ
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78.  ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠