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ユーザーフレンドリーな取引明細のアーキテクチャ 〜VISAカードの複雑性に向き合う実践例〜
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ShoheiMitani
May 22, 2024
Technology
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ユーザーフレンドリーな取引明細のアーキテクチャ 〜VISAカードの複雑性に向き合う実践例〜
アーキテクチャを突き詰める Online Conference
ShoheiMitani
May 22, 2024
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Transcript
ϢʔβʔϑϨϯυϦʔͳ औҾ໌ࡉͷΞʔΩςΫνϟ ʙ7*4"Χʔυͷෳࡶੑʹ͖߹͏࣮ફྫʙ ΞʔΩςΫνϟΛಥ͖٧ΊΔ0OMJOF$POGFSFODF
ࡾ୩ণฏ !TIPIFJ
X
Smart, Secure, Mobile Super powered Banking and Living. :"1$)JSPTIJNB
ϕεττʔΫ👏
औҾ໌ࡉ ࠓͷςʔϚ
ϓϦϖΠυΧʔυͷऔҾ໌ࡉ ᶃೖۚ ᶄߴཧ ᶅܾࡁ ᶆऔҾ໌ࡉ
ࠓͷςʔϚ ͳͥऔҾ໌ࡉΛऔΓ্͛Α͏ͱࢥͬͨͷ͔ʁ
ࠓͷςʔϚ w σϡΞϧϝοηʔδํࣜ w ෳࡶͳܾࡁεςʔλεཧ w ѻ͍ʹ͍ܾ͘ࡁใ w FUDʜ
ͳͥऔҾ໌ࡉΛऔΓ্͛Α͏ͱࢥͬͨͷ͔ʁ ৄ͘͠ޙͰʂ
ࠓͷςʔϚ w γϯϓϧͰײతʹ͍ͨ͠ w ΧςΰϦ͚ूܭͳͲͷѻ ͍͍ͨ͘͢͠ w σϡΞϧϝοηʔδํࣜ w
ෳࡶͳܾࡁεςʔλεͷཧ w ѻ͍ʹ͍ܾ͘ࡁใ w FUDʜ औҾ໌ࡉ ͳͥऔҾ໌ࡉΛऔΓ্͛Α͏ͱࢥͬͨͷ͔ʁ
ࠓͷςʔϚ γϯϓϧѻ͍͢͞ ෳࡶͰѻ͍ʹ͍͘ ੍ ཁ औҾ໌ࡉ ͳͥऔҾ໌ࡉΛऔΓ্͛Α͏ͱࢥͬͨͷ͔ʁ
ࠓͷςʔϚ γϯϓϧѻ͍͢͞ ෳࡶͰѻ͍ʹ͍͘ Ξϓϩʔνख๏ߏٕज़ ˠΞʔΩςΫνϟ ੍ ཁ औҾ໌ࡉ ͳͥऔҾ໌ࡉΛऔΓ্͛Α͏ͱࢥͬͨͷ͔ʁ
ࠓͷςʔϚ dDPOOQBTTઆ໌จ͔Βൈਮd lຊΧϯϑΝϨϯεͰɺΛ௨ͯ͡ɺ͝ొஃऀͷํʑʹࠓҰγεςϜͷج൫ͱͳΔΞʔΩςΫ νϟͷࢥߟ๏ख๏ͱ͍ͬͨશମ૾͔Βɺଞ͕࣮ࣾફͨ͠۩ମతͳߏஙࣄྫͱ͍ͬͨ෦૾ ·ͰΛ͓͍ͨͩ͘͜͠ͱͰɺΞʔΩςΫνϟʹର͢Δߟ͑ํΛֶͼ͠ɺཧ͢Δ͜ͱ͕Ͱ͖ΔΧ ϯϑΝϨϯεΛࢦ͠·͢ɻz ΞʔΩςΫνϟΛಥ͖٧ΊΔ0OMJOF$POGFSFODF
ࠓͷςʔϚ w 7*4" w ܾࡁγεςϜͷཪଆͷ౾ࣝʢϚχΞοΫʣ w ΞʔΩςΫνϟ w ܾࡁγεςϜ͕ͲͷΑ͏ͳΈٕज़Ͱಈ͍͍ͯΔ͔ߏཁૉ
w ϓϦϖΠυΧʔυձ͕͍ࣾͯ͠Δٕज़ ࠓ࣋ͪؼͬͯΒ͑Δͷ
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ ۜߦ ΫϨΧ ަ௨ܥ*$
औҾ໌ࡉαʔϏεͷಛੑ͕දग़͢Δ෦
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ औҾ໌ࡉʹԿ͕ඞཁʁ🧐
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ w #ՈܭϓϦΧ w ࠓ݄ɺ͓͍ۚ͗ͪ͢Όͬͨ w 👉͍ͭɾͲ͜Ͱɾ͍͘ΒͰങͬͨʁ w ͜ͷ༧ɺߦ͚ͳ͘ͳ͔ͬͨΒΩϟϯηϧ͠Α
w 👉Ωϟϯηϧͨ͠ͷฦۚ͞Εͨʁ औҾ໌ࡉʹԿ͕ඞཁʁ🧐
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ w औҾ໌ࡉΛݟΔ͜ͱͰٙΛղফ͍ͨ͠ w ͓ۚͷτϨʔαϏϦςΟ͕ߴ͍͜ͱ w ҧײͳ͓ۚ͘ͷྲྀΕΛͰ͖Δ͜ͱ w 👉ϢʔβʔϑϨϯυϦʔ
औҾ໌ࡉʹԿ͕ඞཁʁ🧐
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ w ݱ࣮ੈքͷΞΫγϣϯʢܾࡁʣʹରԠ͢Δใ ͕Ұྎવ w ҰͭҰͭͷ໌ࡉʹʹ͕֮͑͋Δ w ళฮ໊ͳͲ͔ΒΞΫγϣϯ͕ࢥ͍ग़ͤΔ w
Ոܭͷࢹ͔ΒใΛѲͰ͖Δ w ΧςΰϦຖͷ߹ܭֹۚͳͲ ͓ۚͷτϨʔαϏϦςΟ͕ߴ͍ঢ়ଶ
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ ͓ۚͷτϨʔαϏϦςΟ͕ߴ͍औҾ໌ࡉͷྫ ݄ ৯ ύʔΫதࠇ ݄ ֎৯ σϦγϟε
݄ ༻ Ϧόʔళ ݄ ༻ Ϧόʔళ ݄ ֎৯ σϦγϟε ݄ ͓Ͱ͔͚ ԻϑΣε ݄ ৯ ΤΠτφΠϯ
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ w ܾࡁใ͕࿙Εͳ͘ࡌ͓ͬͯΓɺهԱ ΛḷΕΔ w ࣌ؒɾళฮ໊ɾֹۚ ݄ ৯ ύʔΫதࠇ
݄ ֎৯ σϦγϟε ݄ ༻ Ϧόʔళ ݄ ༻ Ϧόʔళ ݄ ֎৯ σϦγϟε ݄ ͓Ͱ͔͚ ԻϑΣε ݄ ৯ ΤΠτφΠϯ ͓ۚͷτϨʔαϏϦςΟ͕ߴ͍औҾ໌ࡉͷྫ
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ w औҾɺ໌ࡉͰཧ͞Ε͍ͯͯɺෆࣗ વͳͷ͕ͳ͍ ݄ ৯ ύʔΫதࠇ ݄
֎৯ σϦγϟε ݄ ༻ Ϧόʔళ ݄ ༻ Ϧόʔళ ݄ ֎৯ σϦγϟε ݄ ͓Ͱ͔͚ ԻϑΣε ݄ ৯ ΤΠτφΠϯ ߪೖ ฦ ߪೖ ߪೖ ߪೖ ͓ۚͷτϨʔαϏϦςΟ͕ߴ͍औҾ໌ࡉͷྫ
݄ ৯ ύʔΫதࠇ ݄ ֎৯ σϦγϟε ݄ ༻
Ϧόʔళ ݄ ༻ Ϧόʔళ ݄ ֎৯ σϦγϟε ݄ ͓Ͱ͔͚ ԻϑΣε ݄ ৯ ΤΠτφΠϯ ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ w ৯֎৯ͷΧςΰϦʹ౷Ұײ͕͋Δ ͓ۚͷτϨʔαϏϦςΟ͕ߴ͍औҾ໌ࡉͷྫ
ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ ݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ
݄ ৯ 1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ
݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ ݄ ৯
1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 w ಉ͡ళฮͰళฮ໊ͷදهΧςΰϦ͕ ͔Ε͍ͯͯɺಉ͡औҾͳͷ͔͔Β ͳ͍ ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ
݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ ݄ ৯
1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 w ͭͷܾࡁ͕ෳͷ໌ࡉʹׂ͞Ε͍ͯ ͯɺʹ͕֮͑ͳ͍ w ͳΜͱͳ͘ཪଆͷγεςϜ͕ಁ͚ͯݟ ͑ͯΔ ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ
݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ ݄ ৯
1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 w ͭͷܾࡁ͕ෳͷ໌ࡉʹׂ͞Ε͍ͯ ͯɺʹ͕֮͑ͳ͍ w ͳΜͱͳ͘ཪଆͷγεςϜ͕ಁ͚ͯݟ ͑ͯΔ ϢʔβʔϑϨϯυϦʔͳऔҾ໌ࡉͱʁ ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ ܾࡁγεςϜΛ͔ͬ͠Γཧղ͠ͳ͍ͱ ͜͏͍͏औҾ໌ࡉ͕ग़དྷ্͕Δ
7*4"ܾࡁγεςϜͷΈ γϯϓϧѻ͍͢͞ ෳࡶͰѻ͍ʹ͍͘ औҾ໌ࡉ
Smart, Secure, Mobile Super powered Banking and Living. ࢁຊਖ਼ߦΧʔυܾࡁۀͷͯ͢
1 Ծച্ΦʔιϦθʔγϣϯ ళฮ 7*4" ࣮ച্ΫϦΞϦϯά Χʔυձࣾ σϡΞϧϝοηʔδํࣜ
Smart, Secure, Mobile Super powered Banking and Living. ࢁຊਖ਼ߦΧʔυܾࡁۀͷͯ͢
1 ᶃऔҾͷঝೝཁ ᶄԠঝೝڋ൱ ͓ళͰΧʔυΛ ಡΈऔͬͨ࣌ʹൃੜ ϦΞϧλΠϜ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ళฮ 7*4" σϡΞϧϝοηʔδํࣜ Χʔυձࣾ
Smart, Secure, Mobile Super powered Banking and Living. ࢁຊਖ਼ߦΧʔυܾࡁۀͷͯ͢
1 ᶃऔҾͷঝೝཁ ᶄԠঝೝڋ൱ ͓ళͰΧʔυΛ ಡΈऔͬͨ࣌ʹൃੜ ϦΞϧλΠϜ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά औҾͷൃੜԾͷֹۚ ళฮ 7*4" σϡΞϧϝοηʔδํࣜ Χʔυձࣾ
Smart, Secure, Mobile Super powered Banking and Living. ࢁຊਖ਼ߦΧʔυܾࡁۀͷͯ͢
1 ᶃऔҾͷঝೝཁ ᶄԠঝೝڋ൱ ᶅച্ਫ਼ࢉ ᶆച্ਫ਼ࢉ ΦʔιϦͷҎ ʹૹ৴͞ΕΔͷ͕ Ұൠత όονॲཧ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά औҾͷൃੜԾͷֹۚ ళฮ 7*4" σϡΞϧϝοηʔδํࣜ Χʔυձࣾ
Smart, Secure, Mobile Super powered Banking and Living. ࢁຊਖ਼ߦΧʔυܾࡁۀͷͯ͢
1 ᶃऔҾͷঝೝཁ ᶄԠঝೝڋ൱ ᶅച্ਫ਼ࢉ ᶆച্ਫ਼ࢉ ΦʔιϦͷҎ ʹૹ৴͞ΕΔͷ͕ Ұൠత όονॲཧ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ·ͱΊͯ֬ఆֹͨۚ͠ڋ൱ෆՄ औҾͷൃੜԾͷֹۚ ళฮ 7*4" σϡΞϧϝοηʔδํࣜ Χʔυձࣾ
Smart, Secure, Mobile Super powered Banking and Living. ΦʔιϦθʔγϣϯΫϦΞϦϯάͷछྨ
ΦʔιϦθʔγϣϯ ΫϦΞϦϯά w ച্ w ച্औফ w ച্Ұ෦औফ w ฦ w ച্ w ച্औফ w ฦ w ฦऔফ w ༗ޮੑ֬ೝ w ΞυόΠε σϡΞϧϝοηʔδํࣜ
Smart, Secure, Mobile Super powered Banking and Living. 7*4"ܾࡁγεςϜͷΈ
w 7*4"ͷܾࡁγεςϜΫϨδοτΧʔυΛલఏʹ࡞ΒΕ͍ͯΔ͕ɺϓϦϖΠυΧʔ υಉ͡γεςϜ্Ͱಈ͍͍ͯΔ w ΫϨΧ݄ʹΫϦΞϦϯάΛ·ͱΊͯٻͰྑ͍͕ɺϓϦΧΦʔιϦͱΫ ϦΞϦϯάͷͰߴͷཧ͕ඞཁͱͳΔ w 7*4"ͷγεςϜ༷ʑͳܾࡁछྨʹରԠͰ͖ΔߴػೳͳγεςϜ w ҰํͰྺ࢙͕ݹ͘ϨΨγʔͳ෦ଟ͘ɺΧʔυձࣾଆͷൿͷλϨͰΧόʔ͠ ͳ͚Ε͍͚ͳ͍༷͕͋Δ 7*4"ͷܾࡁγεςϜͷෳࡶͳͱ͜Ζ
ϓϦϖΠυΧʔυͷΈ γϯϓϧѻ͍͢͞ ෳࡶͰѻ͍ʹ͍͘ औҾ໌ࡉ
Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ औҾ༰ ֹۚ ߴ
ೖۚ ԁ ԁ
Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ߴ
ೖۚ ԁ ԁ ܾࡁ ԁ ԁ Ծ
Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ औҾ༰ ֹۚ ߴ
ೖۚ ԁ ԁ ܾࡁ ԁ ԁ ച্ΫϦΞϦϯάԁ ച্ΦʔιϦԁ ֬
औҾ༰ ֹۚ ߴ ೖۚ ԁ ԁ ܾࡁ
ԁ ԁ Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΫϦΞϦϯάԁ ച্ΦʔιϦԁ ֬ ಉֹۚ͡Ͱ͋ΕɺՃͰͷҾ͖མͱ͠ ฦۚൃੜ͠ͳ͍
औҾ༰ ֹۚ ߴ ೖۚ ԁ ԁ ܾࡁ
ԁ ԁ Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕʢֹ͕ࠩ͋Δέʔεʣ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ Ծ
ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ औҾ༰ ֹۚ ߴ ೖۚ
ԁ ԁ ܾࡁ ԁ ԁ ܾࡁ ԁ ԁ ച্ΦʔιϦԁ ֬ ֬ ച্ΫϦΞϦϯάԁ Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕʢֹ͕ࠩ͋Δέʔεʣ ֹ͕ࠩ͋ͬͨΒΫϦΞϦϯά࣌ʹՃҾ ͖མͱ͠PSฦ͕ۚൃੜ͢Δ
औҾ༰ ֹۚ ߴ ೖۚ ԁ ԁ ܾࡁ
ԁ ԁ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ ֬ ച্ΫϦΞϦϯάԁ Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕʢֹ͕ࠩ͋ΔέʔεͷҊʣ
औҾ༰ ֹۚ ߴ ೖۚ ԁ ԁ ܾࡁ
ԁ ԁ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ ֬ ച্ΫϦΞϦϯάԁ Կ͔Λߪೖͨ࣌͠ͷσʔλͷྲྀΕʢֹ͕ࠩ͋ΔέʔεͷҊʣ ❌औҾ໌ࡉͷաڈΛฤू͢Δͱ τϨʔαϏϦςΟ͕Լ͕ΔͷͰΒͳ͍
ֹࠩཧͲ͏͍ͬͯΔʁ
w ΦʔιϦͱΫϦΞϦϯάผʑͷλΠϛϯάͰૹΒΕΔͷ w ΦʔιϦϦΞϧλΠϜɺΫϦΞϦϯάόον ΦʔιϦͱΫϦΞϦϯάͷϚονϯά ϓϦϖΠυΧʔυͷΈ
w ͦΕͧΕͷσʔλʹঝೝ൪߸ͱτϥϯβΫγϣϯ*%ͱ͍͏σʔλ Λඥ͚Δࣈ͕༩͞Ε͍ͯΔ ΦʔιϦͱΫϦΞϦϯάͷϚονϯά ϓϦϖΠυΧʔυͷΈ
w ΦʔιϦͱΫϦΞϦϯάΛϚονϯά͢Δ͜ͱͰɺֹۚͷ֬ఆॲཧ Λ͍ͯ͠Δ ΦʔιϦͱΫϦΞϦϯάͷϚονϯά ϓϦϖΠυΧʔυͷΈ ച্ΦʔιϦԁ औҾ༰ ֹۚ ߴ
ೖۚ ԁ ԁ ܾࡁ ԁ ԁ Ծ ച্ΫϦΞϦϯάԁ ֬ 🤝
w ͨͩ͠Ϛονϯάॲཧ͕͏·͍͔ͣ͘ɺֹࠩཧ͕Ͱ͖ͳ͍έʔε ͕͋Γ·͢ w ঝೝ൪߸͕ૹΒΕͳ͍ w ΦʔιϦࣗମ͕ૹΒΕͣɺΫϦΞϦϯά͚͕ͩૹΒΕΔ w ͦͷଞܾࡁใʹෆޡΓ͕͋Δ
w &UDʜ ΦʔιϦͱΫϦΞϦϯάͷϚονϯά ϓϦϖΠυΧʔυͷΈ
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ߴ ೖۚ
ԁ ԁ ܾࡁ ԁ ԁ Ծ
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ߴ ೖۚ
ԁ ԁ ܾࡁ ԁ ԁ ܾࡁ ԁ ԁ ֬ ച্ΫϦΞϦϯάԁ Ծ 🤝 ❌
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ߴ ೖۚ
ԁ ԁ ܾࡁ ԁ ԁ ܾࡁ ԁ ԁ ฦۚ ԁ ԁ ֬ ച্ΫϦΞϦϯάԁ ղ d͕Ұൠత ղ 🤝 ❌
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ w τϨʔαϏϦςΟ͕͍ྫͰग़ͨ͠औ Ҿ໌ࡉϚονϯά্͕ख͍͔͘ͳ ͔ͬͨ࣌ʹൃੜ͢Δ ݄ ৯ 1"3,/",".
݄ ৯ ύʔΫதࠇ ݄ ৯ 1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 ʢ࠶ܝʣ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ ݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ
݄ ৯ 1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 ʢ࠶ܝʣ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ ΦʔιϦͷܾࡁͱΩϟϯηϧ ΦʔιϦݟ͔ͭΒͣ ΫϦΞϦϯάͰ࠶Ҿ͖མͱ͠ฦۚ
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ ݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ
݄ ৯ 1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 ʢ࠶ܝʣ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ ΦʔιϦͷܾࡁ ΦʔιϦݟ͔ͭΒͣΫϦΞϦϯάͰ࠶Ҿ͖མͱ͠ Ұఆظؒա͗ͨͷͰΦʔιϦΛฦۚ
Ϛονϯάʹࣦഊͨ͠߹ͷσʔλͷྲྀΕ ϓϦϖΠυΧʔυͷΈ ݄ ৯ 1"3,/",". ݄ ৯ ύʔΫதࠇ
݄ ৯ 1"3,/",". ݄ ͦͷଞ σϦγϟε ݄ ͦͷଞ σϦγϟε ݄ ֎৯ %&-*$*0644 ݄ ֎৯ %&-*$*0644 ʢ࠶ܝʣ͓ۚͷτϨʔαϏϦςΟ͕͍औҾ໌ࡉͷྫ ݄ ৯ ύʔΫதࠇ ݄ ৯ ύʔΫதࠇ ݄ ֎৯ σϦγϟε ݄ ֎৯ σϦγϟε ͋Δ͖࢟
͍͏ͯͦΜͳෳࡶʁʁ🧐
Smart, Secure, Mobile Super powered Banking and Living. ʢ࠶ܝʣΦʔιϦΫϦΞϦϯάͷछྨ
ΦʔιϦθʔγϣϯ ΫϦΞϦϯά w ച্ w ച্औফ w ച্Ұ෦औফ w ฦ w ച্ w ച্औফ w ฦ w ฦऔফ w ༗ޮੑ֬ೝ w ΞυόΠε ϓϦϖΠυΧʔυͷΈ
Smart, Secure, Mobile Super powered Banking and Living. ʲച্ʳΦʔιϦΫϦΞϦϯάͷૹ৴ύλʔϯ
ϓϦϖΠυΧʔυͷΈ
Smart, Secure, Mobile Super powered Banking and Living. ʲച্औফฦʳΦʔιϦΫϦΞϦϯάͷૹ৴ύλʔϯ
ϓϦϖΠυΧʔυͷΈ
Smart, Secure, Mobile Super powered Banking and Living. ʲฦऔফʳΦʔιϦΫϦΞϦϯάͷૹ৴ύλʔϯ
ϓϦϖΠυΧʔυͷΈ
Smart, Secure, Mobile Super powered Banking and Living. ʲฦऔফʳΦʔιϦΫϦΞϦϯάͷૹ৴ύλʔϯ
ϓϦϖΠυΧʔυͷΈ ͍͔ʹෳࡶͳύλʔϯΛγϯϓϧ ͳσʔλදݱʹஔ͖͑ΕΔ͔ʁ
w ৭ʑͳσʔλύλʔϯʹରԠͰ͖ΔΑ͏ʹɺʑϩδοΫΛϒϥο γϡΞοϓ͍ͯ͠Δ ϓϦϖΠυΧʔυͷΈ https://www.youtube.com/watch?v=S06LUkro6Bw ϚονϯάϓϦϖΠυΧʔυձࣾͷ؊
ͨͩ͠ݶք͋Δʜ
៉ྷͳऔҾ໌ࡉΛ࡞ΕΔ͔ళฮଆґଘ ϓϦϖΠυΧʔυͷΈ ωοτεʔύʔͰ৯ࡐΛจ ച্ΦʔιϦ ᶃ
៉ྷͳऔҾ໌ࡉΛ࡞ΕΔ͔ళฮଆґଘ ϓϦϖΠυΧʔυͷΈ ωοτεʔύʔͰ৯ࡐΛจ ച্ΦʔιϦ ᶃ ৯ࡐʹมߋ͕͋Γֹ͕ۚมಈ ৽͍͠ച্ΦʔιϦ ᶄ
៉ྷͳऔҾ໌ࡉΛ࡞ΕΔ͔ళฮଆґଘ ϓϦϖΠυΧʔυͷΈ ωοτεʔύʔͰ৯ࡐΛจ ച্ΦʔιϦ ᶃ ৯ࡐʹมߋ͕͋Γֹ͕ۚมಈ ৽͍͠ച্ΦʔιϦ ച্ΫϦΞϦϯά ᶄ
ᶃͷച্ΦʔιϦΛऔΓফ͠ ᶅ
៉ྷͳऔҾ໌ࡉΛ࡞ΕΔ͔ళฮଆґଘ ϓϦϖΠυΧʔυͷΈ ωοτεʔύʔͰ৯ࡐΛจ ച্ΦʔιϦ ᶃ ৯ࡐʹมߋ͕͋Γֹ͕ۚมಈ ৽͍͠ച্ΦʔιϦ ച্ΫϦΞϦϯά ᶄ
ᶃͷച্ΦʔιϦΛऔΓফ͠ ᶅ ݱ࣌Ͱٕज़తͳݶքͰ໌ࡉΛ ҰͭʹͰ͖ͳ͍ʜ
ܾࡁཧγεςϜ औҾ໌ࡉͷΞʔΩςΫνϟ σϡΞϧϝοηʔδํࣜ ϓϦϖΠυΧʔυͷΈ
औҾ໌ࡉΛͬͱ ϢʔβʔϑϨϯυϦʔʹ͢Δ
Smart, Secure, Mobile Super powered Banking and Living. ΦʔιϦΫϦΞϦϯάʹؚ·ΕΔใ
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ ΦʔιϦ ΫϦΞϦϯά w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ళฮ໊ʢӳࣈʣ w FUD w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ళฮ໊ʢӳࣈʣ w ళฮ໊ʢΧφʣ w ళฮ໊ʢࣈʣ w FUD
Smart, Secure, Mobile Super powered Banking and Living. औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ
ΦʔιϦ ΫϦΞϦϯά w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ళฮ໊ʢӳࣈʣ w FUD w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ళฮ໊ʢӳࣈʣ w ళฮ໊ʢΧφʣ w ళฮ໊ʢࣈʣ w FUD .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ
w ՃໍళʢళฮʣͷओͳۀछΛܻࣔ͢ͷࣈ w *40ͰఆΊΒΕ͍ͯΔ w ݸҎ্͋Δ w औҾ໌ࡉͷΧςΰϦʹΘΕͨΓɺෆਖ਼ϦεΫఆʹΘΕͨΓ͢Δ औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ
.$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ʙۀαʔϏε w ʙҕୗαʔϏε w ʙ༌ૹαʔϏε w
ʙެڞࣄۀ w ʙখചαʔϏε w ʙҥྉళ w ʙͦͷଞͷళ w ʙϏδωεαʔϏε w ʙϓϩϑΣογϣφϧ αʔϏεͱձһ੍৫ w ʙެி ৯ ֎৯ ੜ׆༻ γϣοϐϯά झຯ ަ௨ ݈߁ඒ༰ ͓Ͱ͔͚ ॅډ ڭҭ ެڞྉۚ ͦͷଞ
Smart, Secure, Mobile Super powered Banking and Living. औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ
ΦʔιϦ ΫϦΞϦϯά w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ళฮ໊ʢӳࣈʣ w FUD w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w ళฮ໊ʢӳࣈʣ w ళฮ໊ʢΧφʣ w ళฮ໊ʢࣈʣ w FUD ళฮ໊
Smart, Secure, Mobile Super powered Banking and Living. ΦʔιϦͰૹ৴͞ΕΔళฮ໊
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ళฮ໊ ೖۚ ԁ ܾࡁ ԁ '".*-:."35 Ծ
Smart, Secure, Mobile Super powered Banking and Living. ΫϦΞϦϯάͰૹ৴͞ΕΔళฮ໊
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ళฮ໊ ೖۚ ԁ ܾࡁ ԁ ϑΞϛϦ―Ϛ―τ ώΨγΰλϯμϢ Ծ ച্ΫϦΞϦϯάԁ ֬ ॻ͖͑
Smart, Secure, Mobile Super powered Banking and Living. ΫϦΞϦϯάͰૹ৴͞ΕΔళฮ໊
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ 7*4" औҾ໌ࡉ ച্ΦʔιϦԁ औҾ༰ ֹۚ ళฮ໊ ೖۚ ԁ ܾࡁ ԁ ϑΝϛϦ―Ϛ―τ ώΨγΰλϯμϢ Ծ ച্ΫϦΞϦϯάԁ ֬ ಡΈ͘͢Ճ
Smart, Secure, Mobile Super powered Banking and Living. #ͰՃฤू͍ͯ͠Δళฮ໊ͷྫ
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ Ճฤू༰ #FGPSF "GUFS Α͘ར༻͞ΕΔళฮਖ਼໊ࣜশʹἧ͑Δ ηϒϯʵΠϨϒϯ ηϒϯΠϨϒϯ Α͘ར༻͞ΕΔళฮਖ਼໊ࣜশʹἧ͑Δ ϑΞϛϦʕϚʕτ ϑΝϛϦʔϚʔτ શ֯ӳޠΛ֯ʹม ̢̖̖̯̤̣ɽ̘̤ɽ̟̥ ".";0/$0+1 ֯ΧφΛશ֯ʹม ŪřŝŻřţŪŗ τΩϢετΞ
Smart, Secure, Mobile Super powered Banking and Living. औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ
#FGPSF "GUFS
Smart, Secure, Mobile Super powered Banking and Living. ΦʔιϦͱΫϦΞϦϯάͷ࣌ࠩ
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ w ΫϦΞϦϯάҰൠతʹdҎʹૹΒΕΔ ͜ͱ͕ଟ͘ɺಧ͘·ͰӳޠදهͱͳΔ w ಧ͍ͨͷ͔ΒॱʹຊޠදهʹมΘ͍ͬͯ͘ w ళฮϚελͷΑ͏ʹաڈͷܾࡁσʔλΛݩʹϚ ελΛ࡞Γɺ৽͍ܾ͠ࡁͷళฮళΛॳΊ͔Β ຊޠ໊ʹͰ͖ΔͷͰʁʁ
Smart, Secure, Mobile Super powered Banking and Living. ళฮϚελϓϦΧձࣾͷເ
औҾ໌ࡉΛϢʔβʔϑϨϯυϦʔʹ͢Δ ΦʔιϦͷӳޠ໊ ΫϦΞϦϯάͷຊޠ໊ ϚελԽқ 4."35#"/, εϚʔτόϯΫ ༰қ #&:0/4"/)0/"/$)05&/ ϏʔϤϯαϯํೆொ αϯϓϧগͳ͍ #&:0/4"/ ɹϏʔϤϯαϯ৸ళ ؒҧ͑ΔՄೳੑେ #&:0/4"/ ɹϏʔϤϯαϯାళ ؒҧ͑ΔՄೳੑେ
·ͱΊ
·ͱΊ γϯϓϧͰѻ͍͍͢ औҾ໌ࡉͷΞʔΩςΫνϟ ෳࡶͰѻ͍ʹ͍͘ Ξϓϩʔνख๏ߏٕज़
औҾ໌ࡉͷΞʔΩςΫνϟ ·ͱΊ .$$ͷՃ ళฮ໊ͷमਖ਼ ܾࡁཧγεςϜ σϡΞϧϝοηʔδํࣜ
͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠